Meet Luminate Bank
Banking made for everyone, just like our loans!
What is Luminate Bank?
In short,
Luminate Bank
is our partner in bringing you more mortgage lending options than ever before. Luminate Home Loans is a fully owned subsidiary of Luminate Bank (formerly American Equity Bank). Luminate Bank is focused on making the American Dream happen for everyone. Whether that means owning a home or helping entrepreneurs grow their business, you’ll be fully covered with Luminate Bank.
Services Luminate Bank Offers
Technology and growth are very important to both Luminate Home Loans and Luminate Bank. We always work to make sure you are going to have the best experience no matter who you’re talking to. That’s why our two organizations have come together to be able to offer you the best of both worlds!
Business Banking
When you need reliable banking for your business, we’ve got you covered. Business checking, CDs, lines of credit, and much more!
Personal Banking
You can find a personal approach to your financing through Luminate Bank. Online banking, checking, savings, and more!
How can Luminate Bank help you?
Our status as an agile, nimble, and forward-thinking company is a rare advantage for mortgage lenders of our size. Being able to now also offer bank services is a big step, and we’re confident it will lead to even more innovations that will make a real difference in the lives that our organizations touch and impact in the coming years.
As we focus our evolution efforts of the two enterprises and cultures, we know how important it is that we always remain transparent. We hope that you’ll come along with us for this journey to making mortgages and financial stability available to everyone.
Luminate Home Loans, Inc. a wholly owned subsidiary of Luminate Bank
NOTICE TO TEXAS CONSMERS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”